Jan Arogya Yojana

Senior Health Coverage Approved by the Union Cabinet

Under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), the Union Cabinet, led by Prime Minister Narendra Modi, approved free health coverage for all people over 70 years of age and above. Each family is now covered by ₹5 lakh in annual health insurance upon adopting this approach.

Also Read: PM E-DRIVE Scheme: Eligibility, Subsidy, Benefits, Application process and subsidy claim process, long term business opportunity

 

Jan Arogya Yojana | About Health and Wellness Centres (HWCs)

• By providing Comprehensive Primary Health Care (CPHC) Health and Wellness Centers (HWCs) enable people to get treatment nearer to their homes.

• They are offered free prescribed drugs and diagnostic services, as well as coverage for illnesses that are not transmissible and healthcare for mothers and children.

• The National Health Mission (NHM) provides support.

 

Jan Arogya Yojana | Pradhan Mantri Jan Arogya Yojana (PM-JAY)

• Offers cashless treatment for specific supplementary and tertiary healthcare problems up to ₹5,00,000 annually to each eligible family.

• The families that participate are based on the Socio-Economic Caste Census 2011 (SECC 2011) employment and poverty criteria for urban and rural regions, accordingly.

• The National Health Protection Scheme (NHPS) was the previous name of PM-JAY.

• The Central and State Governments split the execution costs of PM-JAY, which is entirely funded by the Government.

 

Jan Arogya Yojana | Important Points to Remember

(i).  Eligibility: All seniors who are 70 years of age or more will be covered, no matter their economic status or income.

(ii). Top-Up for Active Applicants: Separate from other family members, senior persons who have been covered by AB PM-JAY would receive an extra ₹5 lakh top-up.

(iii). Scheme Choice: AB PM-JAY is a decision for those with private health insurance, CGHS, or ECHS.

By extending the largest publicly funded health program in the world, this project assures senior citizens in India receive high-quality treatment.

Also Read: Atal Pension Yojna : eAPY : लाभ, निवेश और निकासी; कैसे करें आवेदन?

 

Jan Arogya Yojana | PM-JAY Benefit Coverage

In India, benefit covering through various government-funded health insurance programs has traditionally been based on an allowed amount which ranges from INR 30,000 to INR 3,00,000 per family yearly across various states, leading to a disconnected system.

Each qualified family obtains cashless treatment of up to INR5,00,000 per year by PM-JAY for the secondary and tertiary care illnesses stated The following treatment components are protected under the plan along with any related expenses.

• Medical evaluation, care, and advice

• Prior to hospitalization

• Medicines and healthcare products

• Services for both non-intensive and critical care

• Laboratory and diagnostic tests

• Services for medical implantation (when required)

• Benefits of accommodations

• Services related to food

• Treatment-related complications

• Follow-up treatment after hospitalization for up to 15 days

 

Also Read: PM E-DRIVE Scheme: Eligibility, Subsidy, Benefits, Application process and subsidy claim process, long term business opportunity

Jan Arogya Yojana | Who Is Not Ayushman Bharat Yojana Covered?

The Ayushman Bharat Yojana does not apply to the following individuals-

• Individuals earning more than ₹10,000 each month

• Those who own agricultural tools and machinery

• People who live in well-constructed homes

• Individuals with a Kisan card

• People who have a car, a three-wheeler, or a two-wheeler

• Government employees

• People who own a fishing boat with a motor

• Employees of non-agricultural government-run businesses

• Individuals whose homes have telephone lines and refrigerators

• Those who own more than five acres of agricultural land

 

Jan Arogya Yojana | How Can I Sign Up Online for the PMJAY Scheme?

The PMJAY plan is quite easy to register for.

Steps are listed below can be used to register for PMJAY online:

Step-1 Go to the PMJAY scheme’s official government website.

Step-2 Just click on the “Am I Eligible” link, which is located on the right-hand side of the website.

Spet-3 Enter the mobile phone number, and the CAPTCHA code and the OTP.

Step-4 Enter your name, home number, ration card number, mobile device number, and state.

Step-5 Your name will appear in the results if your entire family is covered by the Ayushman Bharat Yojana.

 

Jan Arogya Yojana | Required Artifacts for Ayushman Bharat Yojana Applications

To apply for the PMJAY program or Ayushman Bharat card, applicants must have the following documents-

• Proof of age and identity (Aadhaar or PAN cards)

• Details of contact (email, address, and mobile phone)

• Certificate of caste

• Certificate of income

• Provide evidence confirming to the family’s present status (nuclear or joint).

Also Read: PM Vidya Lakshmi Scheme; Availing educational loan got simplified, check loan amount, eligibility and how to apply

 

Important Links:

• National Portal: 
• Ayushman Bharat Digital Mission:
• Ayushman Bharat Login Page:

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